Smart Comparison Solutions

Effective Date: January 1, 2026

Information We Collect

FirstRate Compare collects information you provide directly to us, such as when you create an account, use our comparison tools, or contact us for support.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our comparison services
• Process transactions and send related information
• Send technical notices and support messages
• Respond to your comments and questions

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy.

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Your Rights

You have the right to access, update, or delete your personal information. You may also opt out of certain communications from us.

Contact Us

If you have any questions about this Privacy Policy, please contact us at [email protected].

Effective Date: January 1, 2026

Acceptance of Terms

By accessing and using FirstRate Compare services, you accept and agree to be bound by the terms and provision of this agreement.

Use License

Permission is granted to temporarily access FirstRate Compare for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website

Disclaimer

The materials on FirstRate Compare are provided on an 'as is' basis. FirstRate Compare makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Limitations

In no event shall FirstRate Compare or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use FirstRate Compare services.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Illinois, United States.

Contact Information

Questions about the Terms of Service should be sent to us at [email protected].

Last Updated: January 1, 2026

General Information

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, FirstRate Compare excludes all representations, warranties, obligations, and liabilities arising out of or in connection with this website and its contents.

Comparison Accuracy

While we strive to provide accurate and up-to-date comparison information, prices, features, and availability are subject to change without notice. We recommend verifying all information directly with service providers before making any decisions.

Third-Party Content

Our website may contain links to third-party websites and services. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.

Professional Advice

The information provided on FirstRate Compare is for general informational purposes only and should not be considered as professional financial, legal, or technical advice.

Limitation of Liability

FirstRate Compare shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this website or any information provided herein.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to the website.

Contact Us

If you have any questions about this disclaimer, please contact us at [email protected].